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WebSep 21, 2024 · LightStream auto loans for new and used cars have annual percentage rates starting at 3.99%, and car refinancing loans have APRs starting at 4.99%, including the 0.5 percentage point autopay ... WebSep 21, 2024 · LightStream auto loans for new and used cars have annual percentage rates starting at 3.99%, and car refinancing loans have APRs starting at 4.99%, … WebMar 29, 2024 · When you refinance a loan, you apply for a new loan with a lower interest rate. Once approved, you can use the new loan to pay off your existing one. You may also benefit from smaller or fewer monthly payments. There are differences between a mortgage and timeshare refinance, though. When you refinance your mortgage, you generally … shannon sasser architecture